Bank Statement Converter

Terms of Service

Please read these terms carefully before using our bank statement conversion service.

Last updated: December 2024

1. Acceptance of Terms

By accessing and using Bank Statement Converter's service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our bank statement conversion service operated by Bank Statement Converter Inc. ("we," "us," or "our").

2. Service Description

Bank Statement Converter provides a web-based service that converts PDF bank statements into structured data formats (CSV, Excel, XLSX). Our service:

  • • Processes PDF files locally in your browser
  • • Extracts transaction data using AI technology
  • • Converts data into spreadsheet-compatible formats
  • • Provides secure, private processing

3. User Responsibilities

Acceptable Use

You agree to use our service only for lawful purposes and in accordance with these Terms:

  • • Upload only your own bank statements or those you have permission to process
  • • Ensure files are not corrupted or malicious
  • • Respect our service limitations and fair use policies
  • • Provide accurate information when required

Prohibited Activities

You must not:

  • • Upload files containing malware or viruses
  • • Attempt to reverse engineer our service
  • • Use automated tools to access our service excessively
  • • Share your account credentials with others
  • • Use our service for any illegal activities

4. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our service, you consent to our Privacy Policy.

Important: Your bank statements are processed entirely in your browser and are never transmitted to or stored on our servers. We do not have access to your financial data.

5. Intellectual Property

The service and its original content, features, and functionality are owned by Bank Statement Converter Inc. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of your uploaded files and the converted data. We do not claim any rights to your content.

6. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. Our service may be temporarily unavailable due to:

  • • Scheduled maintenance
  • • Technical issues
  • • Force majeure events
  • • Updates and improvements

We will provide reasonable notice for scheduled maintenance when possible.

7. Limitations of Liability

To the maximum extent permitted by law, Bank Statement Converter Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability to you for any claims arising from the use of our service shall not exceed the amount you paid us, if any, in the 12 months preceding the claim.

8. Disclaimers

Our service is provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to:

  • • Accuracy of converted data
  • • Compatibility with all file formats
  • • Uninterrupted service availability
  • • Error-free operation

You are responsible for verifying the accuracy of converted data before using it for financial or business purposes.

9. Payment Terms

Some features of our service may require payment. By purchasing a subscription, you agree to:

  • • Pay all fees in advance
  • • Provide accurate billing information
  • • Authorize recurring charges for subscriptions
  • • Pay applicable taxes

We reserve the right to modify pricing with 30 days' notice. Refunds are provided according to our refund policy.

10. Termination

You may terminate your use of our service at any time. We may terminate or suspend your access immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or our service.

Upon termination, your right to use the service will cease immediately. Provisions of these Terms that by their nature should survive termination shall survive termination.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of our service shall be resolved in the courts of New York County, New York.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date.

Your continued use of our service after any changes constitutes acceptance of the new Terms. If you do not agree to the new Terms, you should discontinue using our service.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@bankconverter.com

Address: Bank Statement Converter Inc., 123 Financial District, New York, NY 10001

Phone: +1 (555) 123-4567